Custom Sized Custom Designed Rug

You can make your own rug – just about any size.  There are indoor AND outdoor rugs available.  It is just really fun to design your own rug.  It is perfect for dogs, too.

Check it out:

The Perfect Rug - 1 - 728x90

Let us continue on the home makeover theme.  If you want completely breathtaking wallpaper that looks just like incredibly expensive tiles, go to greatwallonline.  It will  knock your socks off.  Prices start as low as $24.99 per roll!  You may even want to try it on your stairs to create a beach feel.  They also murals of city scenery and landscapes.  They have children’s designs.  You can also design your own mural!  Some selections are 10%.  Now that’s frugal!

How many of you want a hot tub? The cost has probably kept you from seriously considering it. Intex has taken care of that with their inflatable, inexpensive version {less than $400!}  It is highly recommended. The care is minimal (Wal*Mart is great about carrying all of the supplies you need) and you can even put it in your basement – wow!

Great way to save money on your printer ink needs – go refurbished and save hundreds per year. Better yet, get a nice set of cartridges for even more savings! Now that’s frugal!

FRUGAL BONUS:

Don’t forget your rose bushes and other flowers and bushes.  Inexpensive trellis from Wal*Mart will help them grow how you want them to.

Let your fingers do the walking:  touch up paint, hardware – even weird stuff (coat hook, door stop) – Amazon it!  Save money and time!  Now that’s frugal!

As summer is approaching, check into seeing an MLB game in your area.  If you do business with any vendors, they will probably come up with some comp tickets for you.  If it is a big vendor, they might even spring for a hotel room for a night.  If so, live a little and order room service, do the valet parking.  You may then sing the praises of the Ballpark Hilton!

Make sure to ask your vet about NexGard for fleas and ticks.  It is chewable, beef flavored and made by Frontline.  It works great and is so much easier to apply!  Normally, they have BOGO or B3GO type specials.  Now that’s frugal!

Check out TJ Maxx for nice prices on costume jewelry and inexpensive watches.  Great accessories at great prices!  Now that’s frugal!

If you need to make a large amount of cupcakes, go to Amazon for professional cupcake holders of all kinds for minimal cost – and 2 day Prime delivery!

Make sure to sign up for Pizza Hut’s email and text clubs.  Free breadsticks with your pizza order!  Now that’s frugal!

Free entree with the purchase of same at Houlihan’s.  Sign up for that club!  Now that’s frugal!

Get $3 off that Dairy Queen birthday cake (you know, the one everyone loves) when you sign up for their club! Now that’s frugal!

HuHot BOGO birthday buffet when you sign up for their club!  Now that’s frugal!

Velocity Exercise CHB-R2101 Recumbent Exercise Bike

Velocity Exercise CHB-R2101 Recumbent Exercise Bike. It is great for people who want to take stress off of their knees when exercising. You do not have to worry about weather conditions when you want to ride a bike. Make sure you look into the extended warranty as well. It takes a little while to assemble, but just follow the instructions, and it will work out fine. It is very smooth and keeps track of your speed, distance, heart rate and calories burned. Very nice at a nice price!

If you have not considered Sam’s for your new mattress, make sure to check them out for great savings:

Sam’s Club

FRUGAL BONUS:

This is a good time of the year to look at some of your trees to make sure they are healthy.  If the leaves do not look right, take one to a local extension office or a farm supply store.  They will guide you to the right fertilizer, pesticide, or fungicide to help save your trees – for minimal cost.  Now that’s frugal!

Do you have a newer car that already has satellite radio?  Then you probably have a 3 month, 6 month or 12 month free deal.  So you are probably hooked on it and want to continue.  If you have an older car, you can still get an intro deal.  Check out Sirius XM’s website for details, or contact their marketing department to get the deal.  If you want to save money, just get their basic channel’s for less than $40 for 3 months!  Now that’s frugal!

The many health benefits of fish oil – ask your health car provider about it.  Being healthier always saves money.  Now that’s frugal!

Amazon, as well as Sam’s, are two great sources for vitamins, and other supplements.  Especially if you have something you take regularly, the savings can really add up!  Now that’s frugal!

As spring has sprung, it is a good time to look at home repairs and face lifts.  Start with small things that require more elbow grease and imagination than money.  Spackling, special primer that covers up mold (Lowe’s), bathroom tiles, so many tools.  Inexpensive Ceiling Tiles, back splashes peel and sticks squares that look like tile (Tac Tac Tile), and awesome-looking wallpapers from Amazon with Loctite glue in a caulk gun can hide many imperfections.  Now that’s frugal!

Gently used clothes at a fraction of the cost: Clothes Mentor and Plato’s Closet.  They are very meticulous about the condition of the clothes they accept, so you are safe there.  The prices cannot be beat.  Now that’s frugal!

If you are looking for an inexpensive coffeemaker, consider looking at Walgreens.  They commonly run specials and you can use for Balance Rewards points to maybe get it for free!  Now That’s frugal!

Make sure to sign up for  birthday clubs, email clubs and texting clubs for local restaurants.  Places like Applebee’s, Arby’s, Bob Evans, Baskin Robbins, Buffalo Wild Wings,Burger King, Captain D’s, Chili’s, Chipotle, Colton’s, Cracker Barrel, Culver’s, Dairy Queen, Denny’s, Dippin Dots, El Charro, Famous Dave’s, Fazoli’s, Firehouse Subs, Fuddrucker’s, Golden Corral, Hardee’s, Houlihan’s, Huhot, IHOP, Jimmy John’s, KFC, Logan’s, Longhorn’s, McAlister’s, Moe’s, Old Chicago, Outback, Panda Express, Panera, Papa Murphy’s, Penn Station, Pizza Hut, Popeyes, Qdoba, Red Robin, Rib Crib, Ruby Tuesday’s, Ryan’s, Schlotzsky’s, Sonic, Steak N Shake, Subway, Taco Bell, Texas Roadhouse, TGIFridays. Waffle House, Wendy’s, Which Wich.  All of these places either have instant deals, birthday deals, anniversary deals, or periodic deals.  It is free to sign up.  Also, make sure to look on the receipts for surveys that will get you FREE food as well.  Buy gift cards in $10 increments so they will go further at gifting times.  Buy a gift card to score points with your sweetie.  Talk about a win-win situation!  Now that’s frugal!

A good source for those restaurants gift cards is Amazon.  You can use points from various reward cards. gift card money on your Amazon account, an Amazon co-branded credit card where you get 3% back from all Amazon purchases!  Mothers’ Day will be coming up before you know it.  Now that’s frugal!

Do yourself a favor and take an Amtrak trip somewhere.  For around $60 one way, you can make memories that last a lifetime.  You do not have to worry about finding a bathroom or food on the way.  The food in the dining car is excellent.  The snack bar food works well for between meals.  The “driver” can still see the sites.  Highly recommended!  You may catch yourself singing:                                                                                                                                                                                                                         “Feel the wheels rumbling ‘neath the floor
And the sons of Pullman Porters, and the sons of Engineers
Ride their father’s magic carpets made of steel
And, mothers with their babes asleep rocking to the gentle beat
And the rhythm of the rails is all they feel.”

Join Amtrak’s rewards program for free trips!  Now that’s frugal!

Great Travel Deals – Hotel and Flight

TOP DEAL_Exclusive Hotel Deals_728x90

Orbitz Worldwide Inc

K&N Replacement Air Filters will save money in the long run. They are lifetime filters that need to be cleaned as recommended, but not replaced! Now that’s frugal!

FRUGAL BONUS:

Make sure to take care of your car with fuel additives (as well as an emergency kit with a tire gauge, tire valves, compressor, fix-a-flat, jumper cables).  It will also increase your gas mileage.  Now that’s frugal!

Make sure to keep your paint and deck and flat roof (elastomeric coating really works well and will save energy costs as well) fresh around the house.  Use your local hardware store for added FREE advice.  Now that’s frugal!

Good everyday jeans that will last, at a good price – KMart Route 66.  Much less expensive than the $70 and up designer jeans ($20 without a sale).  Now that’s frugal!

Do you need to get into shape?  Look into getting a Fitbit to help you track your activities and set goals – while having a lot of fun.  See if your company’s wellness program has a discount.  Now that’s frugal!

If you are looking for Tom’s Shoes (buy one share one), believe or not, Amazon {as well as Tom’s itself, of course} has them as well.  As long as you know your size (they run slightly small because they expand to your feet), you are in business!  Fast shipping with Prime.  Now that’s frugal!

Try vinegar and baking soda for most of your household cleaning needs.  It is very effective and much cheaper, without exposure to all those harmful chemicals.  And, it is fun to watch the reaction.  Now that’s frugal!

Check out JC Penney’s for eyeglasses.  Your vision insurance probably has them on their list, they are conveniently located inside shopping malls, they have a nice selection, easy appointments, good prices.  Now that’s frugal!

If you have students in college, don’t forget about sending them something for Easter.  Chocolate, a stuffed animal, a Starbucks card or fast food card or college bucks would all work well.  Check out these items available at Amazon.  If you have Prime, you can save on shipping, get a great price, and a great selection.  Now that’s frugal!

Stunning Valentines Day Flowers

Make sure you are not in the doghouse this Valentines Day.  Take care of the flowers early.  You can save 25% site wide this week:

Teleflora

If you are looking for a new cellphone, it is hard to go wrong with an iphone.  You can synch it with your Apple computer (also available through the link below), have a fantastic phone (worth it right there), and basically have a mini computer in your pocket or handbag.  AT&T has very reliable and far reaching service and nice promo deals as well.  If you want to save a little money, you can go with a slightly older model.  Now that’s frugal!

IPHONE DEALS
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If you are looking for a USB with sufficient memory to operate as your backup, you may have had trouble finding a 128GB at a good price, Here it is, less than $30:

If you are looking for a clip on lamp for a desk, in a closet, this is a nice inexpensive one that works well. If you put an LED bulb in it, you can get even more light out of it. It is very “flexible” and convenient. Nice price, too.

FRUGAL BONUS:

Treat yourself to some finer breads.  Look in your grocery store’s bakery, small business cake and bakeries, and chain bakeries.  The prices are probably much better than you are expecting.  Most of the time, it is less than the national brand breads.  Great yeast at a great price.  Now that’s frugal!

Speaking of finer breads and Valentine’s Day, add some restaurant gift cards to the bouquet.  It will be the gift that keeps on giving!  Panera Bread might be a good idea.

Brazilian steakhouse for Valentine’s Day?  They should have a special themed night.  All you can eat steak – cut right at your table – and trimmings.  You might be really, really happy you did!

Believe it or not, JC Penney’s has some really great deals on very nice jewelry.  All kinds of precious and semi-precious sets.  Ship to store available.  Great for Valentine’s Day or other special occasions!

Save money on housewares, jewelry and clothes.  Shop TJ Maxx, Marshall’s, Ross’, Bed Bath & Beyond.  Sign up for their text and mail coupons for even more savings!  Now that’s frugal!

Best Event Tickets, Super Bowl Tickets

Best Event Tickets – $8 off:

VenueKings.com

Super Bowl Tickets:
Buy Your Super Bowl Tickets at VenueKings.com!

Extra laundry products are worth checking out at Wal*Mart:  75oz 2x Extra Detergent 41965

FRUGAL BONUS:

If you are not an Amazon Prime fan, maybe you should look into it.  It is only $99 per year (they run specials from time to time for less) or $49 if you have an .edu email.  A vast majority of their items are Prime eligible.  So you get it in 2 days – for free.  One day upgrades are also very reasonable.  Sometimes, it is cheaper to send a new item to a family member or friend than it would be to mail the one you have to them!  If you guaranteed 2 day shipping is no there on time, you get an extra month free if you complain.  This does not apply if you have a $49 account, however.  This is the best place to go to first for just about anything.  Chances are that they will have it, for less, delivered to your door or mailbox!  Now that’s frugal!

If you are a fan of Christian music, find your local station, listen to it, support it (almost all of them are listener supported) – be a blessing for others!  Just a few dollars from you may help save a soul.  Plus most stations have a discount card they will send you for being a partner.  Now that’s frugal!

If you are looking for a solid company for term life insurance, consider American National Insurance Company.  They have very reasonable rates, no exam for lower limits, and easy monthly payments online.  Save money and have peace of mind!  Now that’s frugal!

Try Redbox – just a little over a buck for a movie rental.  You can reserve it online so it is waiting for you.  Become a member of their email/texting club for free and reduced movies!  Now that’s frugal!

Make sure to stay on top of allergy season with the proper OTC (and raw local honey) that works best for you.  Walgreens and Wal*Mart have great generic equivalents for allergy medication, stomach relief, pain/headache relief, etc that will save you money. Walgreens will have a BOGO or BOGH frequently with your discount card. Now that’s frugal!

If you have a farm supply store, look into getting a large compressed bag of pine or cedar shavings for your pet cage.  It is much cheaper than the alternatives.  Now that’s frugal!

Prepare for winter by ordering your wood along with your special mix of starter log and kindling materials. You may have to visit farm stores and Wal*Mart for the best deals and to make sure you have your tool belt full. If you need a new ash bucket, a galvanized pail for pets works just fine. This will help you keep the furnace working less and save propane or natural gas.  Don’t forget the hand lotion to keep your hands in good shape with the reduced humidity.  Now that’s frugal!

Check out those CFL and LED lights.  They will pay for themselves relatively quickly and save electricity.  Now that’s frugal!

Be careful when paying taxes, debt collectors, and judgments.  If you use money orders, you will not be sad later.  The less information disclosed, the happier you will be in the long run.

Look into getting a co-branded credit card with the airlines you use to save money from baggage fees; which add up so quickly.  Also, monitor your miles to see if buying a few more will put you over the amount for a free ticket.  (Don’t be surprised by the $5.60 fee per flight for TSA expenses)  Now that’s frugal!

Consider investigating if there is a salvage grocery store in your area.  They normally have restaurant quality food for pennies on the dollar.  Now that’s frugal!

If you like food that is slightly different than the norm, check out your local import store.  They will have more variety, quality and oftentimes better prices than the grocery store option.  Now that’s frugal!

Research some of your local Chinese Buffets to see if they give senior discounts, student discounts, or have BOGO deals.  Now that’s frugal!

Pizza Hut Special – Large 2 topping carry out for only $7.99.  Flavored crusts included.  Talk about a deal.  Don’t let it pass you by.  Now that’s frugal!

If you have a local clinic, contact them to see if they have any grant deals with pharmacies.  You may actually find better prices than through your insurance co-pay.  Of course, if you do not have a good prescription plan, this would be an even better route.  Now that’s frugal!

Ask your health care provider about adding fruit and vegetable juices and yogurt to your diet.  If you have a wellness program, they might recommend it also.  It could save a large medical bill down the road.  Now that’s frugal!

If you are looking for good-quality office clothes for women (as well as casual), check out Woman Within.  They are always running specials and you get free shipping if you use their credit card.  Now that’s frugal!

If you have any home repairs, make sure you purchase the parts from your local hardware store. Stock up on those nuts and bolts and odds and ends and duct tape and foam spray.  Their free advise may prevent a service call!  Now that’s frugal!

The insurance from USPS is a very cheap way to purchase piece of mind.  If something strange happens to your package, you are covered.

 

 

Delonghi Perfecto Indoor Electric Grill

Delonghi Perfecto Indoor Electric Grill – for those days when it is too cold, too hot, too rainy, too snowy, too lazy…  This is a great gift idea – even for yourself.  It is very easy to use.  As long as you spray with high temperature Pam first, the clean up is very easy.  it goes into the dishwasher.  It is great for burgers, hot dogs (try splitting before grilling), steaks, fish fillets, fish steaks, shish kebabs, grilled veggies, lamb chops, pork chops.  you name it.  Only the highest ratings for this most excellent product.

Solar Patio or Garden Lights are an excellent idea for the holidays as well as other times.  The lights are very reliable and maintenance free.  Since the batteries are charged continuously during sunlight times, nothing needs to be replaced and there is no cost after the initial purchase.  They come in so many colors, shapes and sizes.  From a gentle walkway path to a garden light to a spotlight.  Highly recommended.

CASIO WK245 Keyboard with stand and headphones.  With 76 keys, it will take of all but the obscure keys.  This model has a 48 note polyphony, 600 Tones, 180 Rhythms, 32 Registration memory and 152 Song bank.  It is great for beginners all the way up to performers.  You can even do some recording.  It is excellent for the price of just under $230.  Make sure you purchase the Square Trade 2 year protection plan with it.

FRUGAL BONUS:

With winter in full swing, make sure to have that fireplace insert ready to go.  Get your firewood ahead of time.  Gather up those small branches, firestarter and firelighting squares.  This will help you save money versus using your furnace more.  Now that’s frugal!

If you live in the place where it snows, consider purchasing a nice rubber doormat.  It will make a huge difference as you get in and out of your house.  You would be amazed at the deals you can get at Ballard Designs.  Great deals to buy safety and peace of mind!

Hopefully, Santa will bring treats and minties for your dogs in their stockings.  It would be nice to have something in there that can really be used!  Now that’s frugal!

If you are looking to travel on a budget, consider Amtrak.  Compared with plane tickets, train tickets are a fraction of the cost.  It is so much more fun to travel by rail.  Amtrak has a guest rewards program where you can earn free train travel.  Now that’s frugal!

Consider giving restaurant gift cards to your spouse.  Cracker Barrel would be a good choice.  Chances are, there is one in your neck of the woods.  If not, there will be one on your roadtrip to just about anywhere.  High quality comfort food at great prices.  The general store attached to it is very nice as well.  There are normally regional items, so it is never boring.  So, you take care of a gift and receive it back when you use it.  Now that’s frugal!

If you are thinking casual Italian, think Fazoli’s.  It is very reasonably priced and much tastier than you might realize.  Their baked dishes are really good and you can build your own pasta bowl.  You can then choose a side salad or pizza for your side.  People rave about their breadsticks, which are unlimited.  Now that’s frugal!

Great food value:  Pizza Hut online.  You get a large 2 item pizza for only $7.99!  The only stipulation is that you have to order online.  Now that’s frugal!

If you are in the market for Turkish gift items for the holidays, check out Shopturkey.com.  They have tea glasses, coffee sets, ceramic tiles, Iznik tiles, and a large collection mosaic lights – hanging sets, desk lamps, and more.  The company ships from Florida, so that is certainly not an issue.  It is worth checking out for sure.

If your winter gloves are finally worn, consider replacing them with Wells Lamont cold weather gloves, with 3M Thinsulate. Very comfortable, very warm, and durable – all for about $14. Now that’s frugal!

Best Video Game Deals

Best Buy Co, Inc.

Perfect ideas for the holidays, best video game deals!

If you do a great amount of sewing and need a new machine, consider the Singer Heavy Duty Sewing Machine.  It is just slightly more expensive than a run-of-the-mill machine, but it will last so much longer – perhaps 2-3 times as long.  Now that’s frugal!

If you have dogs that stay outside every once in awhile or more, consider a kennel cover.  They keep rain, sun, snow, etc. mostly off of the dogs.  It holds up well on extremely windy days.  You should definitely take your drill and add a machine screw and lock nut on each of the four supports.  Amazingly, even below freezing weather has less of an effect on the pine/cedar.  It will definitely help it last longer.  So, in the long run, you will be ahead.  Now that’s frugal!

FRUGAL BONUS:

If you have not been to Fuddruckers lately, you should check it out.  Really tasty gourmet burgers.  Their chicken Caesar salad is also surprisingly good.  The best part is being able to add anything you want from the salad bar, including the cheese and french fry sauces.  Make sure to look at the Wednesday special (if you are there on Wednesday) before making your ordering decision.  (Plus you can save money by not worrying about the tip)  You can also answer a few questions for their survey for a chance to win a $100 gift card.

As the holidays are approaching and guests are coming, consider going to an import store to pick up some of those special items – cheeses, meats, veggies.  You might be surprised to find that the prices and the quality will be much better than the supermarket version.  It may keep you from going out to eat, which again saves money!

If you have priced hams lately, you may have been in shock.  Here is another money saving idea:  many discount grocery stores have ham pieces, normally with the rind, that are cut up already in a package for $2-$3 per pound.  Buy a package or two. and freeze until 3 days before Thanksgiving.  Then defrost in the refrigerator, pour dark Karo syrup over it and heat in a crockpot on Thanksgiving morning.  No one will know you did not spend $50 on you ham – and it is pre-sliced and ready to go!

As the thoughts of guests are in your head, make sure your plumbing situation is ready.  Consider stocking up on various sized plungers – inexpensive without the fold out, one with it, a small drain plunger, an accordion type, and strainers to keep out items that could cause issues.  So much cheaper than a plumber and reusable.  Now that’s frugal!

As you prepare for guests, if you notice some of your grout has disappeared, there is help.  Your local flooring store might have special colored caulk that is designed to fill in between tiles.  If you have a piece of the grout, it will be easier to match.  Much cheaper than replacing all of you floor or wall.  Now that’s frugal!

If you have a new car where the dealer has given you free oil changes, make sure you take the recommended extra services with a grain of salt.  Do your research ahead of time to see which services are actually worth it.  Certain engine treatments make actually improve gas mileage, so it would more than pay for itself.  Other services may be unnecessary or overpriced.  Be prepared so you can make the right fiscal decision!

With winter upon us, watch your windshield.  Keep some of those “gas station” towels on hand (available in a roll at O’Reilly’s or Auto Zone).  If you have a chip, have it checked out by a glass company.  Some of them can actually be eliminated.  Others, if they are filled, will be less likely to run since water will not get in and turn to ice.  Normally, $30 to $40 will take care of this.  This is certainly much less than a new windshield.  Frugal!

As you check over your Christmas list, consider going to Marshall’s, TJ Maxx, Ross’ for their great line of gift items.  These stores buy the inventory after close out sales of department stores.  Obviously, last years socks, underwear, never-out-style shoes, etc. look the same as this years’ items.  Of course, the many kitchen and household items they have are always in style.  Places like Macys and Dillards have rotations of best selling items and the last mark-down step merges into the sell to the discount stores.  Their holiday decoration selection will also knock your socks off, but for less money!  Check it out for yourself – same quality, a fraction of the cost!

If you are looking for comfortable and stylish shoes and looking to make a difference, combine these by buying some Toms shoes.  For each pair sold, they donate a pair.  Awesome idea!  They normally run great specials on their stock, as well.  Now that’s frugal!

Save money on your furnace bill.  Look into oil filled radiator heaters as well as ceramic and milkhouse heaters for the bathroom and kitchen table.  They work great for bedrooms and will allow you to greatly decrease your thermostat.  This is the time of year that they are discounted.  You may be able to grab one for $30 if you look around.  They really work and save money!  With your thermostat down during the day, make sure you pick up some thermal hunting socks.  They really work around the house as well.  More money saving!

Great gift idea for your spouse: gift cards to restaurants.  You get thank you’s for the gift and then you get to go out to eat for “free.”  Cracker Barrel, Applebees, Chilis – place like that so you do not look like a cheapskate.

Hewlett Packard Home Store

HP.com (Hewlett-Packard Home Store)

 

FRUGAL BONUS:

If you love home-made breads, do a little research in your town.  Some grocery stores, cake shops, health food stores, and of course bakeries, have great selections of bread.  The prices and quality will pleasantly surprise you.  Your tummy will be glad you did.

If you have not been to Ruby Tuesdays lately, consider going.  The prices are in line with steakhouses, but their steaks are much better.  Check it out!

If you love shish kabobs, but do not like the hassle of trying to keep everything on the skewers, here is a great idea.  Buy kabob baskets, which will keep everything on and makes flipping so easy.  You will find that you are eating your favorite more often; perhaps even staying home instead of going out to eat.  Now that’s frugal!

Check out your local thrift stores for great clothes.  Some will even still have the original tags on them!  Also, look for specials on certain days for added savings.  You will have to pick through the selection, but you will find all types of clothes – even dress clothes – in near new shape at unbeatable prices.  Now that’s frugal!

For all the pet lovers that hate putting flea and tick medicine on their dogs, who normally have to interest in feeling the liquid go into their fur on their backs, there is great news.  From the makers of Frontline, comes a pill: NexGard.  All they have to do is chew and swallow the great tasting (to a dog) pill.  It could not be easier.At less than $20 each, it is even reasonably priced!

The easy way to stop, coat and seal leaks fast: Flex Seal.  It really does work well.  Pick up a can to have on hand.  It now comes in a total of 12 colors!

If you have an animal cage outside, look into getting your pine or cedar shavings from a farm and home store.  You can probably pick up a bag that is twice as big for half the price.  Now that’s frugal!

If you are looking for discontinued Mary Kay items, consider using eBay.  You will be able to compare prices pretty easily.  Read the seller feedback before buying.  There are plenty of buy now options – normally at prices that are even less than the original.  Now that’s frugal!

As the weather gets colder (and drier), make sure to have plenty of hand lotion for your hands and feet.  It may save some unwanted medical issues in the future.

If your state DMV has an online option, you should consider taking advantage of it.  Of course, you still have to have your car inspected and have your property taxes current, where applicable.  What you do not have to worry about is waiting in line, or driving to their office.  When you go through the online process, you know what you need, you fill in the information, and you get a temporary registration until yours comes in the mail in a few days.  Saves time and gas and time.  Now that’s frugal!

Look into Delta SkyMiles.  You can earn miles everytime you fly.  They fly almost everywhere.  WIth their home office in such an enormous airport (Atlanta) you have many advantages.  The best way to take advantage of this is to pair it with a Delta SkyMiles credit card from American Express.  Upon approval, you get a bonus of 30,000 miles and a $50 statement credit.  As long as you book with the card, your first bag flies free.  This saves you $25 on each flight!  You also get priority boarding, in flight discounts and you earn Delta miles for each dollar you spend.  Now that’s frugal!

In addition to GoodRx, there are other discount prescription avenues.  Compare, compare, compare!  Some local pharmacies have grants where you can save hundreds of dollars by using their pharmacy combined with county clinics who mostly operate through grants.  It is very much worth investigating in your local area.  Saving hundreds of dollars – now that’s frugal!

Shop Matresses

Think Sam’s Club for great deals on mattresses:

Sam’s Club

Once you have your bed, make sure you stay warm in it with a Sunbeam electric blanket.  Since they run specials from time to time, you will have the check the prices to see which sizes are the best deal.  If you have a king size, sometimes it is better to get two twins.  It just depends on the prices at the time.  This will also allow you to turn down the thermostat on the furnace and save money on heating.  Now that’s frugal!

If you are in the market for a toaster oven, consider the Delonghi RO2058 Convection Toaster Oven:

It is also a convection oven and rotisserie.  There is plenty of room for a small frozen pizza or 6 -8 slices of toast (depends on the type of bread).  It is made by a very reliable Italian company and so reasonably priced.  However, do not bother with the puller – it is hard to use and to store.  Also, make sure not to pull the grate too far out.  All in all, a very qulaity product.  Highly recommended!

FRUGAL BONUS:

If you have a house or car loan, consider paying extra to whittle down your debt faster.  Just to give you an idea, for a $20,000 loan over 72 months, adding about $25 per month will shorten the loan period by 6 months.  An additional $50 will shorten it by 12 months.  It is a linear relationship, so calculating other numbers are fairly easy.  Of course, you pay much less in interest as well.  If you do not want to unnecessarily mix credit reports and accounts, a money order will take care of that potential quagmire.  Obviously, this works even better for a 360 month (30 year) house loan.  Be frugal – save interest!

Speaking of houses, start looking at your local home improvement stores for air conditioner covers for the winter.  This seems to be the time when they are on sale.  For less than $5 per outside unit, you can make sure each unit has a greater chance of keeping you cool next summer.  Great way to save money by extending your unit’s lifespan.  Now that’s frugal!

Continuing this thought, when is the last time you stained your deck?  Every 2-3 years is the recommendation.  This is a good time of year since the leaves have not quite started falling yet.  Your local home improvement store will help out again.  Make sure to get a good quality stain.  Normally, their own brands are made by a reputable company like Sherwin Williams.  If you need to replace a board or two, they can help you with that as well.  Make sure you pick up disposable gloves because it is so difficult to get that oil-based stain off of your hands.  So much less money than a new deck!  Now that’s frugal!

Are you, or should you be, in the market for a storm door?  You can easily pay thousands and still need to get it installed somehow.  Well, here is a money saving idea:  check with your local glass company.  You would be surprised how many of them have a very reasonably priced, glass storm door that they will order, deliver and properly install – all for around $300 or so!  At that price, you can replace all of your doors and save money on utilities as well!  Now that’s frugal!

Save money on your electric bill – consider buying CFL lights.  The prices have gone down enormously and the seem to last longer than they used to.  They now have “instant on” to eliminate that drawback.  They use such a small fraction of energy compared with regular light bulbs. Now that’s frugal!

If you have a fireplace/insert, make sure to check your grate so it is ready for the upcoming winter.  If it needs upgrading, consider getting the basket type that sits low to the ground.  It keeps the coals closer and you actually use less wood.  Now that’s frugal!

Are your smoke alarms in good shape?  Make sure you change the batteries every 6 months.  If they are 10 years old or older, it is time to replace the unites themselves.  If you shop around, you should be able to find ones that are under $10 each.

As you think of colder weather and search for that perfect Christmas gift, consider a Merino Wool Aran Sweater.  It is such a classic style that will always be fashionable.  It is great even in wet weather.  Just drip dry.  The best place for an authentic “Irish fisherman’s” sweater is shopirish.com.  It even ships in less than 2 weeks- all the way from Ireland.  Considering the years and years of use and classic looks, the price tag that is just north of $100 is a great value.  Now that’s frugal!

So, you are in the mood for a good soup – right?  You just have to check out Bear Creek soup mixes.  You basically boil 7 or 8 quarts of water, whisk in the mix, and simmer for 10 to 20 minutes.  It is long enough for it to become thick and delicious.  Some of them you need to add milk or tomato paste.  Normally, adding seafood, ground beef, chicken, turkey, make it even more filling.  There are so many varieties: chicken noodle, vegetable, tortilla, cheddar broccoli, potato, chili, gumbo, navy bean, clam chowder.  Your local supermarket should have these for around $3.  With the addition of bread, biscuits or crackers, you can feed 6-8 people.  Now that’s frugal!

How long has it been since you have been to Pizza Hut’s pizza and salad buffet?  With today’s restaurant prices, you can’t beat $5.99 per person.  Most of the time, you can even find a coupon in your local paper for $1 off.  Now that’s frugal!

Try Applebee’s 2 for $20 menu.  You can choose from 1 of 5 appetizers, and then 2 entrees from 7 choices – all for $20.  Perfect for date night.  Great food, great choices, great prices.  Now that’s frugal!

People who have hair, especially women, know how expensive hair care can be.  High quality shampoos, hair color, curlers, straighteners, hair dryers, brushes, can all eat you alive.  You can find the same quality items at hair salons if you go to Sally Beauty Supply for a fraction of the cost.  If you join their beauty club (only $5 per year), you receive special member pricing on non-sale items and discount coupons.  Now that’s frugal!

Winter Shoes from Crocs

 

It is never too early to start shopping for winter shoes.  From Crocs, no less:

Crocs, Inc.

Crocs winter boots are very high quality.  They always seem to be running a special of some kind.  Make sure to go to your favorite search engine before you check out to find the discount.  Now that’s frugal!

FRUGAL BONUS:

If your child’s JUNIOR year in high school is starting, make sure you are taking care of the the preparations you need for their college.  Obviously, being able to afford college is the big thing.  Finding the right fit includes that.  There are so many factors to consider.  Go here, to learn how can I afford college.

If you have never been to Panda Express, you should check it out.  In the same fashion as Pasta Express, Qboda, Chipotle, and Fazoli’s, the food is ready cafeteria style and you choose what you want to eat.  The food is hot and ready and very high quality.  The prices are also reasonable and the menu is online for planning purposes.  Highly recommended!

Looking for a good steakhouse?  Colton’s Steak House has really good steaks, awesome baked potatoes, peanuts whose shells you can throw on the ground, and good service – for around $15 per person.  Check it out!

If you have an athlete in the family with low blood sugar, ask you health care provider about glucose pills during sporting events.

Consider checking out Bed Bath and Beyond for household items.  They seem to always have the most popular items.  The best way to go is to find the products on their site, go to Amazon for the reviews, and then use the 40% coupon from your email or phone.  Now that’s frugal!

If you need baking items, consider Hobby Lobby.  They have a great selection of WIlton baking sheets, and all types of cake decorating accessories.  You do not even have to leave the comfort of your own home.  Just online and have it delivered – either to your house, or perhaps your college student daughter needs to bake in their dorm.  There always seems to be a sale or discount going on.  If you need a strange size sheet pan – like a quarter sized, JC Penney of all places, has it (online, of course).  So convenient and so frugal!

If you are looking for shoes, check out Shoe Carnival and Payless.  They have a very large selection at great prices.  On top of that, they normally have buy one, get the second of equal or lesser value for 50%.  Check it out and save!

If you have not been to Old Navy lately, go back!  The sometimes forgotten clothing store has so many young fashions (and enough for their parents as well) with most of them on some type of special.  Now that’s frugal!