Brother 1034D 3 or 4 Thread Serger

Brother 1034D 3 or 4 thread serger.  This is a very reliable serger that you can use as your main serger or a second one for covered hems only.  Brother is one of the best names in sewing equipment.  It uses standard sewing machine needles and can sew up to 1300 spm.  It can also do ribbon lock and rolled hem stitches.  The two-year square trade protection plan is less than $20 and would add to the manufacturer warranty.  Definitely recommended.

If you need to replace (or add) a room air conditioner, consider a portable unit. It takes just minutes to put into a window area, without any of the big issues that come with window units. It is easy to install and un-install, it does not cause issues with the window structure, it is not unsightly from the street, and it works so so much better! The costs have really come down to where it is very close to a regular window unit. They are available at Lowe’s, Home Depot, Best Buy,, Wal*Mart, … The Idylis 10K one is recommended, for sure.  Since it is not exposed to the winter, it will have an extended life! Now that’s frugal!

Consider a second small refrigerator – maybe 14 to 16 cubic feet.  It will help you keep your groceries organized, purchase certain products when they are on sale, and it will be so fabulous around the holidays.  It will pay for itself very quickly, and be so convenient.  The Whirlpool 14 cu. ft. from Lowe’s is highly recommended.  Free deliver, installation, and haul away!  Now that’s frugal!

If you are looking for big and tall clothes, casual clothes for men or women, check this out:


Gift cards are also available.

If the summer heat is getting to you, try a nice oscillating fan on a stand to cool you down. It works surprisingly well:

If you are thinking about remodeling a ceiling or you need to cover up issues on your ceiling, this is your lucky day.  Check out Antique Ceilings’ store on Amazon.  They have page after page of options for PVC 24 inch by 24 inch ceiling tiles that look exactly like really fancy and expensive tin tiles.  They are very easy to work with.  You will receive the best results if you put instant grab glue near the edges and then use a staple gun to secure the tiles.  The results will look professional, and the cost is around $6 per tile!  Now that’s frugal!


If you suffer from mild TMJ, ask your dentist about OTC mouthguards.  Wal*Mart has some reasonably priced ones that are effective.  Now that’s frugal!

Red Robin’s email/text club: FREE burger during birthday month!  Now that’s frugal!

Check into your local half price site (probably through one of the TV stations or newspapers) for regular half price mostly restaurant deals.  Now that’s frugal!

Get your oil changed at one of your local shops.  As you develop a relationship with them, it will help if you need business sponsors for anything.  If a car repair issue comes up, they may just do it for you or guide you toward a cheaper solution.  Now that’s frugal!

If you are looking to remodel, do your research.  Go to Lowe’s and Home Depot.  Walk around.  Watch their videos.  Read the handouts.  Look at the displays.  Talk to the experts there.  See what is out there.  Watch youtube videos.  Go on forums.  You will find better and cheaper ways of doing things  You will find out about things you never knew existed.  You will find you can do more of these things than you realize.  Pick up your items and go for it; so many types of paints, trims, kits to work with cabinets…Make sure you get on the mailing lists for the big box stores to get very nice money saving coupons!  Call plumbers and electricians to do only what you cannot; do the rest yourself to save big!  Make sure you choose someone that will install the products you pick up in advance so you get exactly what you want and save more!  Make sure to check out the Habitat for Humanity Restore and thrift stores.  You will find items at pennies on the dollar!  Now that’s frugal!

Rack Room Shoes has majorly discounted prices on shoes, fantastic specials, rewards for certain money spent, and a text club.  Now that’s frugal!

If there are any outlet malls near you, check them out.  The deals are normally unbelievable compared with shopping mall prices.  You should expect half or less, plus the selection is greater since it is just that brand.  Banana Republic, Nike, Oneida, PayLess and Coach are very good examples.  Now that’s frugal!

If you live near a place like Branson or Las Vegas or a casino, consider going to a concert of a group from your youth.  Most of them are still rocking (as long as the relevant members have not passed away) and their music sounds like you remembered.  The tickets are less than the “popular” groups of today, and the memories are priceless.  You can always find a deal out there.  Now that’s frugal!

Consider using Orbitz when you book your travel.  Their site is very user friendly.  Their prices are about the same as the competitors, but you can normally get it cheaper.  You can almost always find a promo code online PLUS you will earn Orbucks that will come directly off the top!  Now that’s frugal!

Singer Heavy Duty Sewing Machine

Singer 4423 Heavy Duty Sewing Machine:

SINGER 4423 Heavy Duty Machine Included Accessories General Purpose Foot Zipper Foot Buttonhole Foot Button Sewing Foot Edge / Quilting Guide Pack of Needles Bobbins Spool Caps Auxiliary Spool Pin Spool Pin Felt L-Screwdriver Seam Ripper / Lint Brush Dust Cover FEATURES Extra High Sewing Speed 1,100 Stitches Per Minute Heavy Duty Metal Frame Stainless Steel Bed Plate Top Drop-In Bobbin System 23 Built-In Stitches Fully Automatic 1-Step Buttonhole Adjustable Stitch Length and Width Automatic Needle Threader Adjustable Pressure Foot Pressure Drop Feed System 4 Snap-On Presser Feet Free Arm with Accessory Storage Horizontal Thread Delivery Extra High Presser Foot Lift Provision for Mounting in Cabinet or Table.

The speed on this machine will just amaze you.  You actually may not be able to keep up!  It is fun to use and built for serious volume.  It combines the ease of a home sewing machine with metal construction for durability with “turbo power” so you can “turn it up to 11″ to borrow a line from This is Spinal Tap.


Make sure you look into paying any judgments, taxes, etc. by money order instead of a check or credit card.

If you are in the mood to see a movie, go to  You can search for theaters and movies in your area and take care of your tickets online.  Especially if it is a new release, you know you won’t face a sold out sign.  Just go to the kiosk to pick up your tickets.  Make sure to take the credit card you used and get there early enough for good seats.  No waiting in the regular ticket line!

The Linksys N750 WiFi router has excellent range, 4 ports,ability to surf, email, print.  It also has four Gigabit Ethernet ports for conducting fast data transfers to wired devices. With Guest Access, you can include up to fifty guests to your home without giving access to your local network. To help you protect your privacy online, it comes with three security features.  To provide sufficient storage space for your network, you can plug in a USB storage device. Build an efficient network at home or in the office.  You can say goodbye to those irritating dead spots around the house or office.  Very easy CD set-up.

Tankless or traditional hot water heater?  Good or bad, hot water heaters do not last forever.  Normally, they quit working at a very inconvenient time.  Truth be told, you do know when that day is getting close.  If you can get ahead of the dreaded day, you will be most happy.  Tankless heaters have been popular in Europe for years.

The advantages to tankless are they are smaller, provide basically an endless supply of hot water, and saves energy since needless water does not need to be heated over and over.  The one below is designed to replace a traditional 40 gallon tank:

Of course, the traditional one is always available, for normally a little less initial outlay:

Before deciding, make sure you check with your local plumbers.  They may or may not be familiar with the tankless design installation.  Also, they may sometimes have a hot water heater in stock for a “good deal.”  The local guys are easier to negotiate with as well.  Cash may well be king.

If your car is running a little rough, it could be a dirty throttle body.  Chrysler products are especially known for this.  An inexpensive container of carb/choke cleaner will do the trick, most of the time.

With the rainy/snowy season coming, make sure you treat all your windshields with RainX.  It will help you remember Johnny Nash (I Can See Clearly Now).

When that headlight does burn out, don’t freak out.  Your car will either have a small bulb that needs to be replaced or the entire assembly.  Check online.  Watch some youtube videos.  It is normally no that difficult to do.  Make sure to adjust the height by a fence or wall.  Some auto parts places like O’Reiily’s or AutoZone may even be talked into replacing them for no charge.

If you have a few cracks or rough spots in your driveway or walkway, try Quikrete Concrete Crack Seal, available at your local hardware or farm store.  You just squeeze it out of the bottle, into the area.  It is not incredibly thick, so it will flow down into the holes for the driveway.  Make sure to fill the larger areas with pebbles and sand first.  It is dry to the touch in 30 minutes and sets in 24 hours, but a small amount of auto traffic after a few hours seems to be fine.

Keep your stash of home repair items stocked up – WD40 (now comes with a smart straw that will never get lost, still does spray regularly with the straw in the down position), duct tape, liquid nails, silicon caulk.  Having to go out in bad weather is never fun.

If you business involves any type of crafts, make sure to research any local amusement parks or other areas where such items congregate.  You will be able to check out the competitions as well as getting new ideas to develop new products.  You should also consider marketing through these channels as well.  Normally,  a season pass is cheaper than two regular visits.  These passes also give you perks (discounts at gift shops, concessions, bring a friend passes, etc.)  Some of these places have a new theme or festival every couple of months, so make sure to visit often.

Local high school yearbooks are great to preserve teenager memories.  They are also great avenues for advertising for small businesses.

As Christmas approaches, make sure to stock up on some clothing and winter needs: gloves, hats, boots, coats, underwear, undershirts, socks.  They make great gifts, especially if they are really needed!  Place like TJ Maxx, Marshall’s, Ross’, K Mart, thrift stores – are all nice places to save money.

Seek out your local import store.  Depending on the size of your city, it may be a combo store or separate ones for Oriental, Mediterranean and Spanish.  You will be able to find that special sausage and other meats, cheese, olives, tea, jam.  Normally, the prices are very competitive with online sources and much easier to transport with perishables.

The KFC 10 piece bucket comes with 10 pieces of chicken (you can mix it any way you want), 2 large sides and 4 biscuits, for only $17.99.  Great deal!

Pizza Hut – any pizza any size for $10 – can’t be beat!  See if there is a local discount card for free breadsticks.  If you do not feel like picking it up, consider the $2 delivery charge.

There are many people who have holiday birthdays.  Make sure you do not ignore their birthdays!  Did you know that Dairy Queen has not only the traditional ice cream cakes, but Blizzard ice cream cakes!  Yummy!  For the diabetics in the crowd, consider picking up a few no sugar added Dilly Bars.  Nice gesture.

GREAT THANKSGIVING MENU: (This will also work for Christmas)  Turkey (brining it will make it juicier – make sure you defrost your turkey ahead of time – 3-4 days in frig – read the directions on your turkey package); stuffed eggs (need eggs, mustard, mayo); mashed potatoes with gravy (need potatoes, cream cheese, gravy in a jar); sweet potato casserole (need canned jams, cream cheese, small marshmallows, brown sugar); green bean casserole (need 2 french style green beans, french fried onions, 2 cream of mushroom/chicken soups); bread (dinner rolls); pumpkin pie (canned pumpkin, pie crust, whipped cream); stuffing ( boxed is fine); ham (looked for sliced in the deli – much cheaper and easier to work with, Karo syrup to pour on the ham – awesome results); cake; apple/cherry/blueberry pie (need pie crusts, canned pie filling); {Make sure to pick up dessert sampler glasses set from Bed Bath & Beyond and TJ Maxx} soft drinks, club crackers, cream cheese, cottage cheese and mandarin orange salad, milk. butter,sour cream,  flour,snack items, etc.  If you have an Aldi’s in your area, hit it up for your Thanksgiving list (don’t wait until the last minute) or a discount grocery.  Some stores run free or incredibly cheap turkeys with an additional purchase.  With a lot of planning and comparison shopping, the meal does not have to be expensive.  You can always have your guests bring side items.

Brother PE500 Embroidery Machine

If you enjoy adding embroidery designs as accents to your sewing or to shirts, bags that you have purchased, the Brother PE500 Embroidery Machine will make you a happy seamstress.  It has a nice 4×4 embroidery area so you can work with slightly bigger designs, a touch screen that is very easy to use, an automatic needle threader so you don’t have to struggle with this sometimes arduous task, easy bobbin preparation system so you can have plenty of colors ready, the ability to connect to a computer for machine updates and downloading designs, AND the reliability of a Brother machine!


Brother PE500 FS Grand Slam +All 4Hoops 12Extras $620* 4x4


Amazon gift cards – great for any occasion!

Make sure to change the filter on your furnace before its busy season.  Test it before it gets cold to make sure it works.  A simple repair is much easier to take care of if it is not below freezing outside.  A small purchase at the hardware store might take care of it.

Keep buying those CFL bulbs.  Their prices have gone down considerably, they use less electricity, and they have guarantees to last so many years.  Make sure to research and keep all of the paperwork necessary.

As fall is in full swing, start looking for the harvest-colored items to decorate your house for fall and Thanksgiving.  Those cool-colored pumpkin jars for cookies and snacks sell out fast.

If you are looking for Fisher Price Loving Family toys at your local toy stores with minimal success, check out Amazon.  They have a great selection!  Once you are there, check out their other items which number in the tens of thousands.  It is a great place for BBQ accessories since it is in the middle of that type of activity.  Utensils, insulated gloves, racks, planks, aprons.  ANd of course, free shipping when you meet the minimum.

Don’t forget those thrift stores for great clothing items.  Some have Sunday specials on certain color tags.  It is a great way to get gently used clothing.  If you have a thrifty-minded family, you can even get gifts for them this way.  Now that’s frugal!

With winter right around the corner, make sure you have enough flashlights and lanterns.  Look at discount place like Wal*Mart, K Mart and Target.  The camping section will sometimes have strange colored items for dirt cheap.  Flashlights, floating lanterns, even some rechargeable ones!

Being stranded with a flat tire or dead battery is never fun.  It can be even worse in cold weather.  Make sure your cars have booster cables, tire gauge, tire inflator and fix-a-flat.

If you have a hand-held shower, it will probably wear out or break not that far down the road.  Most of its parts are sold separately.  Look at your local hardware store, local farm and home like Orscheln’s, local lumber yards, discount stores.  Although there are versions that can cost almost $100 for the entire setup, you can normally find a good quality one that has 3-5 functions for less than $20.

Sometimes, parts on appliances break or wear out before the appliance is ready for the grave yard.  Take advantage of the internet and find that part.  Write down the make and model number of the appliance and then search for the part.  You should find several sources for the part.  You may even find a local parts distributor who has a comparable price.  Normally, they serve appliance repair shops, but they should be happy to help you also.  If it is the wrong part, generally, they will exchange the undamaged part.  Check out a youtube video if you need help with replacing the part itself.  This can easily save you hundreds of dollars over replacing the entire appliance!

If your dog has a slight bit of trouble breathing during allergy season, talk to your vet about some Vetadryl (similar to Benadryl, but for dogs).  It will also help them relax and sleep when there might be a little extra energy floating around.  Also, if this “puppy” likes chewing on non-chew toys, try some bitter apple spray.

If you need to cut down on your sodium intake, or increase your potassium intake (maybe to ward off irritating minor cramps), consider talking to your health care provider about a salt alternative.  These normally contain potassium chloride instead of sodium chloride.

Most of you have probably seen the commercials for Doritos Cantita chips and salsa.  Well, they are slightly pricey, but not more so than Baked Lays, Baked Doritos, etc.  The white corn actually tastes better, but breaks when the dip is scooped.  The darker yellow variety is much stronger.  The garlic salsa is simply wonderful.  It is as good as a good restaurant.  Definitely worth trying!  And much cheaper than going to a Mexican Restaurant!

For all you fans of the old school General Mills monster cereals (Count Chocula, Franken Berry, Boo Berry), hurry to Walgreens before the end of the month.  It is so much better than having to buy a case from Amazon!  Also, check their ads (with your rewards card, of course) for other cereal specials – $1.99, $1.75.  Just awesome deals!

Pizza Hut Dinner Box, only $10 for a medium pizza, breadsticks and cinnamon sticks.  Great deal – feeds 3-4!

Those super deli sandwiches from your local grocery store are such a good deal.  They should be anywhere from $6-$8, piled thick with 3 kinds of meat and 3 kinds of cheese on an 18 inch sub.  Check it out!