Montblanc Pens

As graduation approaches (especially college), go with a classic gift, the Montblanc Pen:


As summer gets closer, make sure you are ready with box fans and oscillating fans so you can conserve on your A/C usage.  There should be some good sales happening, so keep tabs on your local papers.  Now that’s frugal!

Consider getting a stopwatch for mowing the lawn.  You can put it in your pocket  so you can keep track of the time or how long you have been out there exercising.

If you use Epi-pens, make sure to look into the $100 discount.  Ask your friendly pharmacist or search online.  Now that’s frugal!

When you are out of town (if you own  pet), take them to the vet instead of a different boarding option.  They basically get a free exam.  Any shots and toe nail trims should be done at this time as well to minimize any trauma to the pups.  Also ask about NexGard flea pills.  Most of the time, they have a buy 3 get 1 free special.  Saving money and reducing anxiety.  Now that’s frugal!

If you need a doggie drinking bowl, consider a 10 quart galvanized pail.  If you bungie cord it to the fence, it will not get knocked over or chewed up.  It holds a large amount of liquid and lasts basically forever.  Now that’s frugal!

Consider Target for Polo shirts and nice cotton undershirts.  The quality is much better than the big box stores, and they normally have some group on sale, which makes the price competitive.  And, use that RedCard for an additional 5% discount!  Now that’s frugal!

HyVee has great bulk coffee and butterflied pork tenderloin that is so good, and only $2 per loin – with cooking instructions.  Now that’s frugal!

Save on Travel

As school comes to a close and the summer plans are forming, now is the time to book and save money:

Orbitz Worldwide Inc

Winter Sale - $40 off $300 on hotels - Use code: WINTER2016 at checkout


Lowe’s currently has deep discounts on all brands of appliances, and free delivery over $400.  Their Whirlpool Washer  is huge, reliable, and efficient.  Make sure to buy the extended warranty, and all hook-ups for it.  When it is delivered, they will set it up and make sure it works.  If you have their credit card, you can receive an instant discount or a special financing promotion.  That will save even more money.  Now that’s frugal!



If you are a Sam’s Club member, look into their restaurant gift packs (Steak ‘N Shake, Fuddruckers, Logan’s, Zaxby’s, probably others depending on you location) for deep discounts.  You can normally get 2-$25 card for $40 or 4-$25/2-$50 for $100.  Make sure to check out their clothing values while you are there.  Now that’s frugal!
Sam’s Club

Consider Hobby Lobby for all your home accent needs.  If you follow their sales, almost always there is some department that is 50% off that week.  Each holiday (and after each for the leftovers) all have fantastic discounts.  For the items that are not discounted, you can print out or show your phone to the cashier for 40% off.  They also are some of the best custom framers in town.  Use that discount for some part of the frame (glass, for example).  Now that’s frugal!

If you like tea, check out some of the herbal varieties.  You can drink them by themselves or mix it with black tea for a pleasant flair change.  Celestial has variety packs to allow you to sample different ones.  Bigelow also has a nice selection.

If you have issues with allergies, consider local raw honey and bee pollen.  It will take several weeks to see results.  In the long run, it might save money by avoiding expensive medication and doctor visits.  Now that’s frugal!

If you are in the market for pantyhose, consider Walgreen’s, Wal*Mart and Hanes online, depending on your urgency and how particular you might be for the style, support, size, and shade.  Great discounts and quality at all 3.  Now that’s frugal!

Hot Tub Spa Chemicals

If you have a hot tub, make sure all of the chemicals are in the correct proportion so you can continue to enjoy your heated water and jets:


If you have an old house, you may need to extend your washer discharge house to your utility room sink.  One of the cheapest and best ways is to use a dishwasher hose.  Now that’s frugal!

If you are shopping for Easter gifts, look at Amazon.  They have some of those hard to find candies and gifts.  If you need just about any type of gift card, they have that too – including the ultimate, Amazon gift cards!  Prime it for out of town recipients – for postage.  Now that’s frugal!

If you have never tried an infinitely adjustable belt, now may be the time.  That way, you will never be stuck between holes on the belt loop since some pants just fit slightly differently.  Get a second one for working in the yard!  You may never go back once you try it!

If you are looking for some good all-round boots, try RedHead.  They have some waterproof, slip proof, stain resistant, steel toe boots that will work for most job environment as well as for the snow.  Multi-purpose and long lasting, thy will definitely save money by multi tasking for you.  Now that’s frugal!

For high quality ladies workplace clothes, check out Jessica London and Woman Within.  The clothes will be delivered to your door and exchanges are simple.  They are all washable – mostly cold water and low heat dry.  You will almost always receive an email coupon or notice of, a large percentage off on your next purchase.  You may just get addicted AND save money.  Now that’s frugal!

For great values in clothes, check out thrift/second hand stores.  Not only do you let other people take the depreciation, you are also helping a good cause.  Now that’s frugal!

Send True Love Send Flowers Save Money

Score points and save money at the same time, with beautiful flowers:



Throw in a Pier1 gift card (all women love Pier1) to score additional points now and when it is used.  Double win for you!

For everyday values, check out Wal*Mart’s deals. You can pick free ship to store {it is even possible to pick some of the items up that day} or get free shipping with orders over $50 (some restrictions apply). Save even more with rollbacks and clearance items: USA, LLC


If you are looking for nice and reasonably priced jewelry, check out Ross Simons.  Their pearls are especially beautiful!

If you need. to caulk an area that has wood or wood paneling, you might be happy to know that they actually make brown caulk just for you.  Check it out at Lowe’s.

For new casual fashion at unbelievable prices, check out Cato’s.  Check out Clothes Mentor and Plato’s for gently used clothes – casual and dressy, shoes, and handbags at awesome price.  You can even sell them your clothes you are no longer wearing!  Now that’s frugal!

If your free vinyl checkbook covers keep wearing out, go to Amazon for a leather one, at less than $10 (versus $20-50).  Now that’s frugal!

As winter continues, you may want to make sure there are enough heating pads around the house.  This one has an arthritic controller as well!

Best Apple MacPro Deals

Apple Macbook Pro.  There are a variety of RAM and storage options.  Although it is more expensive than a traditional PC, there really is no comparison.  The Apple will last 5+ years from a technological perspective.  The Apple has better resolution.  The Apple can be synched/integrated with your iphone, ipad, iwatch, etc.  The Apple has imovie, which is at least as good as video editing software for the pc that costs over $1,000 by itself. If you have any type of graphics needs, it is the best choice. Most college students know that they will eventually own an Apple.  It is impressive, worth the money, and highly recommended.  Make sure you get all of the software and Applecare with it.  If you are a college student, BestBuy has a coupon you can get off of their site with an .edu address.  You can also get a better deal on the software.  Some colleges actually have free access for programs such as Microsoft Office.  Best Buy and Apple Online are great sources.{Make sure to buy the $5 per month or so theft/damage insurance policy from your homeowner’s policy – it is worth it for piece of mind} Now that’s frugal!

If you need adapters, since some models do not come with any USB or HDMI ports, Apple has some options.  Amazon will have the others you need.  That way, you are ready for anything.


New Pop Culture T-Shirt designs every 24 hours: - New Pop Culture Designs Every 24 Hours! T-Shirts, Hoodies, Long Sleeves, and now Toys + More!


If you have old pipes, consider using bleach to keep them running better.

Looking for gloves for the snow?  Consider going to your local safety products store and ask for those orange freezer gloves.  Waterproof and warm – just perfect at a fraction of th cost of snow gloves ($5).  Now that’s frugal!

Consider using money orders for paying taxes, payments on judgments/debts to avoid complications down the road.

Check out your local kitchen stores if you have one.  You will get much better quality kitchen products, a better selection, and probably a better price (they do run sales) than the big box alternatives.  Now that’s frugal!

If you have any outlet stores near you, check them out.  Kitchen products, especially knives, clothes, luggage.  Henckels knife prices and quality are awesome!  You will be surprised at how much you save – and at the great selection!  Now that’s frugal!

Don’t forget about the discount stores that are sweeping the nation: TJ Maxx, Marshall’s, Ross’, Home Store, Bed, Bath & Beyond.  They have some of the same products as the department store, but they get overstock and out of season items for a fraction of the cost.  Now that’s frugal!

That big box store will have some nice values on certain kitchen items.  So compare prices, brands and quality to make sure you get the best deal.  Now that’s frugal!

If you enjoy the hair care products used by your stylist, consider Sally’s Beauty.  They will have the same or comparable products for a fraction of the cost!  Now that’s frugal!

If you have expensive prescriptions, there are plenty of creative ways to save money.  Sometimes, the manufacturer website will have coupons and discounts you can use at any pharmacy.  Some pharmacies have grants and special programs if you go to certain clinics in rural areas that can save you thousands per year!  Now that’s frugal!

Speak with your health care provider about some OTC meds that can help your numbers: COQ10, Fish Oil, various allergy pills, other supplements.  Better numbers, better health, less medical bills.  If you shop carefully at Walgreens and link up your AARP card, your reward points will rack up fast.  Walgreens and CVS also have BOGO or BOG1/2 on something (with your card) almost all of the time.  Now that’s frugal!

If you are looking for very reasonable life insurance rates, without a checkup, then check out American National.  you can do all of the paperwork online, as well as ongoing payments.  Now that’s frugal!

If you enjoy music, you owe it to your self to look into Sirius/XM satellite radio.  If it did not already come with your newer vehicle, you can get a trial period to realize you will love it.  If you do any amount of traveling, it will keep you from becoming frustrated as you look for new channels every few miles.  They have some very nice plans around 40 cents per day.  Now that’s frugal!

Singer Heavy Duty Sewing Machine 4423

This is such a durable, high quality machine, it is hard to believe it is less than $150. It can outperform machines priced at least twice as much. It is a real workhorse. Five star rating from this user, definitely! For straight sewing, it is just incredible!

Great Christmas (and afterwards) gifts for all dog lovers – at 15% off:

Dog Is Good


Make a true difference this year and adopt a family through your office for Christmas.  Use some of your gift money to purchase what is needed and wanted for this less than fortunate family.  People just might see you differently.  You may act differently and become more successful.  You will receive countless blessings!

These sponges are inexpensive and last really well. They can scrub safely almost any type of mess clean. Even tea/coffee stains go away quite nicely. Scotch-brite Heavy-duty Scrub Sponge – 2.8″4.5″ X 590 Mil – 3/pack – Yellow, Green (HD3)

If you recently have purchased (or otherwise acquired) an Ipad, there are so many really nice Apple as well as third party accessories (stand and keyboard to name a couple):

If you like imported foods, check out for great deals.  If you are looking for gift ideas for exotic lamps or tea glass sets, check out  They will look much more elegant than the prices you pay!  Now that’s frugal!

You just can’t beat CiCi’s Pizza Buffet for only $5.89 per person.  Make sure to look for dollars off coupons before you go.  Now that’s frugal!

Consider picking up some McDonald’s gift cards.  The old classic is great for stocking stuffers, to have in everyone’s car/wallet just in case you end up at McDonald’s, and to hand out to people needing food on the side of the road.  Grab a few today!  While you are at it, complete the short survey for a BOGO quarter pounder with cheese or egg McMuffin.  Now that’s frugal!

Make sure you have that CVS ExtraCare card for great discounts.  They will maximize your Atkins coupon regardless oft heir price.  They have specials on products with the card.  Some reviews have it rated higher than the Walgreens card (both are free, by the way).  While you are there, get those last minute restaurant gift cards ( Applebees, Dunkin Donuts, Panera Bread) .  Sign up for the loyalty (texting/email) programs, get their apps for deeper discounts and free food!  Now that’s frugal!

Think Hobby Lobby for shelving, frames, home accents, Christmas gift boxes (heavily discounted in December).  You can print out a 40%  coupon daily for non-sale items.  Now that’s frugal!

Consider going to a matinee.  For only $5 (before 6 pm normally), you can watch for first-run movie at a fancy movie theater.  Eat before or after at a nearby cheap place to save even more money!  Now that’s frugal!

Pick up a pump dispenser to save on the consumption of your dish soap and hand lotion.  Now that’s frugal!

Check out the deals on Almay at Walgreens and earn rewards points.  Now that’s frugal!

If you cannot find travel-sized portions of your HBA products, just buy the empty small bottles in the travel section and fill it up yourself to save money!  Now that’s frugal!

Perfect for any type canvas that need to be waterproofed, works really well, really fast: 10.5Oz Patio Protector

Talk to your vet about Vetadryl.  It will help your dogs with their allergies (as well as calm them down if necessary).  Added guests around the holidays may require some of this!

Be prepared before those big snowstorms hit by replacing your wiper blades.  If you go to O’Reilly’s, they will even replace them for you – for free!  Now that’s frugal!

Hanes underwear at KMart – check it out while it is still on sale!  Now that’s frugal!

JC Penney’s has great discounts on clothes (men and women) for Christmas.  Free shipping to the store.  Now that’s frugal!

Amazon gift cards are such awesome Christmas presents.  They can be delivered instantly and redeemed for just about anything under the sun.  You will not overspend this way, save on last minute postage (that may not get there in time), they can get exactly what they want (you can even suggest it in your message).  Now that’s frugal!

Photo calendars from Walgreens.  Arrange it online, use the promo code, pick it up in an hour!  Since it is saved, you can modify the order for another person.  Perfect Christmas present!  Now that’s frugal!

Check out  They have half-price deals on many of your local restaurants.  Those down home steak houses are really good and cheaper than the national chains – especially at half price!  You can even use Coke Reward Points!  Now that’s frugal!

This is not just for the Holidays.  How can anyone resist this:

If you need accent lighting anywhere, consider these rope lights.  They are not just for Christmas!  Make sure to pick up light clips with it:

Remington Electric Chainsaw

This electric chainsaw is great for any size limbs up to small trees if you are patient. It is not quite as scary as the bigboy gas powered ones. It can do quite a bit of work – at a fraction of the cost. Quite reliable and durable.  Make sure you pick up the bar and chain oil and try using plastic leaf scoops to preserve the blade.

With severe weather on the horizon, inspect your trees, especially near your house.  If the job is too big for you make sure to call around for the best price for tree removal.  They will give you an estimate, observations, and recommendations for free.  Their prices definitely vary.  Check the internet for reviews.  Most of them do other landscaping jobs – so keep them in mind!  Now that’s frugal!

If you love the Dyson ball technology, but do not want to spend that kind of money, consider the Shark Rocket Powerhead. It compares very favorably with thee Dyson. It is lightweight (less than 8 pounds). It is very easy to maneuver under things, around things. It is very easy to clean with a flip up catcher. A high recommendation at a low price! Now that’s frugal!

Great, great deals on Christmas jewelry, fall jewelry, all types of jewelry deals. Dynamic 728x90

Amazon also has wonderful jewelry at stores like Berricle, Menso and ElaQueen.  Costume jewelry that look pretty real.

Best Buy Co, Inc.


Before it gets really cold, look into those window unit A/C covers to help that A/C “weather” the winter better and last a few more summers.  Don’t forget the faucet covers for your outside spickets to avoid freezing pipes.  Now that’s frugal!

If you are looking for some classic music on vinyl, Amazon is the place to go.  It is available and at your front door in two days – if you are a Prime member.  Pink Floyd’s Dark Side of the Moon on vinyl, even has a large stack of posters as a bonus!  Now that’s frugal!

If you like classic cookbooks, you may have had a hard time finding the 1953 red plaid Better Homes & Gardens version.  By the time they get to thrift stores, they are in no condition to use.  Amazon has a reprint version which is just precious.  A perfect gift idea!,

If you are a thirty one bag fan, Amazon has a great selection, with expected prices, and great shipping.  Plus, you will not have to worry about that so elusive sales rep, or now used ta be sales rep!

Make sure your gloves, shovels, and salt supply are ready before the snow hits and the products are available.  Inner gloves under waterproof gloves works really well for snow clearing and for windshield cleaning in the mornings.  Speaking of which, make sure you have your de-icers and snowbrushes also.  It is always nice to avoid frostbite and save money.  Now that’s frugal!

Look into working on some of those cracks and problem areas on your driveway before the snow hits.  The Home Depot has a nice assortment of products and advise to help you.  Plus you can enter to win a $5,000 Home Depot gift card!  Now That’s frugal!

If you do any kind of scrapbooking, check out Hobby Lobby.  They have a great selection and normally something is on sale.  Make sure you have a discount coupon with you!  Now that’s frugal!

Keep stocked up on inexpensive sink strainers on all your sinks to keep yuck from clogging up your sinks and causing a plumbing call.  Now that’s frugal!

KMart has great deals on underwear, socks, and undershirts.  Shop their specials.  Now that’s frugal!

If you have an American Express card, see if you can use the points for an Outback gift card.  If you are an AARP member, you get a 15% discount (no coupon required – just show your card).  Now that’s frugal!

With Thanksgiving coming up, make sure to pick up some turkey bags so you can properly brine that soon to be juicy turkey.  For some reason, they are on sale.  Now that’s frugal!

Best price around for Extra Virgin Olive Oil- Aldi’s. $3.29!  Or, you could pay 3 times this amount … Since it is a mixture from several Mediterranean countries, it has to be the best as well.  Their red label limited time items are great too.  Now that’s frugal!

If you have a HyVee in the area, make sure you have a Rewards Card.  Then, check out all of their products that are labeled for gas savings per gallon.  This also includes most gift cards {for example, Applebees, Panera, TJ Maxx, Target – to name just a few} they sell (which doubles as Christmas gifts and triples as Christmas gifts to your sweetie for restaurants together – you get the picture).  You can then save even more money on gas (they normally have a lower prices to begin with) at the HyVee gas station as well as others – such as Casey’s!  Now that’s frugal!

Wedding Registry Best Buy

Boy, this deal is just hard to beat:

Best Buy Co, Inc.

Maybe for the first time ever, men can get some of the things they want.  For the ladies, they have plenty of appliances.

If you are looking for a great deal on a small laptop that is touchscreen and very easy to carry anywhere, the Toshiba Satellite is for you.  WIndows10 is pre-installed.  It has a USB 2.0 and 3.0 port.  It makes a perfect second computer.  Delivered straight to your door.  Less than $250!  Now that’s frugal!

Great electric blanket, king size, dual controls, heats up fast, stays on, lightweight but works well:

If you normally do not use all of the coffee in a 12 cup maker and you are looking for a new one, check out this 5 cup coffeemaker. Make sure to buy the #2 cone filters (starter set is included). It is lightning fast (first cup in 30 seconds) in case you have a larger crowd from time to time. It makes a very good-tasting brew:


Grab some poly rope from the hardware store or Wal*Mart to have around the house.  You can use it for tying things on your car, securing anything in the yard, helping to pull down limbs (be careful).  SO many uses.

Check out Lowe’s for dishwasher and stove top cleaners so you can extend the life of your appliances.  Don’t forget to share your opinion online to enter for a chance to win a $5,000 Lowe’s card!  Now that’s frugal!

Macy’s has great deals on some of their jewelry: some up to 70% off.  Additional savings are possible with your Macy’s card.  Now that’s frugal!

Make sure to check out your local small town tire dealer if you need tires.  Their prices should be competitive.  You may just get free road hazard warranties and free tire rotation, and much better service when needed.  Nice way to save money!  Now that’s frugal!

Consider getting the Brita On Tap filtration system. In the long run, it is so much cheaper than bottled water. Now that’s frugal!

If you are a Mary Kay user and have trouble finding a consultant, Amazon is your answer. Great product selection, a 10% discount and two day free shipping with Prime! Now that’s frugal!

Amazon gift cards – great for birthdays.  Always the right gift for the right person.  There are nice animated as well as traditional cards.  Instant delivery and almost instant smiles with Amazon Prime!  Now that’s frugal!

If you know a tea drinker, there are hundreds of tea bag holders on Amazon.  Even some for Polish Pottery lovers.  Cute gift that will more than likely not be a duplicate.

When you are looking for a dental home, make sure you research the dentists on your insurance site.  Of course, find one that has great reviews.  Also, make sure they are a preferred provider so the insurance will pay more of the bill and you in turn, pay less!  Now that’s frugal!

Talk to your health care provider about the Atkins diet.  It will help you lose weight with a low carb, low sugar menu.  If you look closely at the labels, you will be amazed at what has good and bad numbers – but very good options are available.  HyVee has a nice selection of cracker-type, taco shells, tortilla products.  It may even help your kidneys, A1C, blood pressure, trigs, and cholesterol numbers. Certainly money savings in the long run.  Now that’s frugal!

Sam’s has the Splenda sweetener that you will need in a 1,000 packet box for less than $20.  They also have great deals on Atkins shakes, so many kinds of fish (Seabass, Tilapia, Salmon, Tuna, Shrimp Scampi, many chicken selections) all of which have low carb counts and are delicious.

Also check out Sam’s for fabulous looking jewelry (lab created) precious gems for a very small amount of money compared with the open market.  Sam’s also has deep discounts on some gift cards (20%), which are definitely worht looking into.  Now that’s frugal!

The snacks are the most difficult, but the Atkins site has BOGO coupons for each separate email.  Now that’s frugal!

There are so many very good recipes available online if you search low carb low sugar and then type the traditional name of the recipe, or “blank” substitutes.  Lots of cheese, lots of meats, proteins, etc.  Not even expensive to fix.  Now that’s frugal!

If you are looking for an inexpensive meal that is delicious, try the rotisserie chicken from Wal*Mart.  It comes in two sizes (less than $5 for 2 to 3 people and less than $9 family sized) and is ready to eat and is just so good. Now that’s frugal!

Pizza Hut online special: Medium 3 topping for only $6.  Certainly worth the few pennies in gas to save $5!  Now that’s frugal!

That local smalltown restaurant may be the best thing for your business.  More than likely, someone that you have listed as a prospect will be there – without the gatekeeper.  A subtle and short conversation could net a large customer! They probably have really good food at a good price too.  Now that’s frugal!

Frigidaire Dehumidifier

This is the 30 pint version of the Frigidaire Dehumidifier. There are 50 and 70 pint version also available. But you can save your money by buying the smaller one and hooking up a short garden hose to the back and running it into a drain. That way, the size of the bucket is not important. It is very durable and should last at least 3 years of continuous use – much longer if you use it only here and there. You also will not need to dump it and will not have to worry about it if you are out of town for a few days! Now that’s frugal!

Get great deals on the latest tech products: USA, LLC

This Minwax gel stain is great for all vertical surfaces, for metal, wood, fiberglass. One coat is normally enough. It brings life back to whatever you use it on. It dries slowly, but the results are great!


Check out the new Pyrex Snapware.  It is great for freezing, goes in the oven and microwave, and it is Pyrex.  Great for leftovers too! (Make sure to hand wash the lids)  Now that’s frugal!

Check out Sally’s Beauty Supply for high-quality hair products at a fraction of the cost of salons.  If you dye your hair, you can save so much money by doing it yourself with their dye.  More than likely, it is the same product your stylist is using.  Now that’s frugal!

Check out your local “beauty schools’ for inexpensive haircuts.  The students cut/color your hair and the teachers supervise.  Paul Mitchell has a nice program like this.  Great way to save money!  Now that’s frugal!

If you have pets and you are going out of town overnight, consider taking them to the vet for boarding.  They can get caught up on all their shots and receive a complimentary exam!  Now that’s frugal!

If you just happen to be looking for some odd hardware – for example, a hanging light bulb socket cord adapter with on/of switch (lamp kit), check out Amazon.  It will save you from driving all over town to find it.  Delivered to your door in 2 days.  No gas required.  At a cheaper price!  Now that’s frugal!

Check out AARP.  With a membership, you get discounts to many restaurants, retail establishments, hotels, and car rental companies.  You get special deals for car, health and life insurance.  If you or your spouse are 50 or older, you can buy a membership for only $16 per year (spouse, regardless of age, receives a free membership).  Now that’s frugal!

If you have a relatively new car that has free service for some amount of time through the dealership, get advance information about their recommendations at different mileages.  Normally, the preventative maintenance if definitely a good idea.  Some of the extra things you should research on that smartphone while you wait to see if a better and easier solution exists.  You will save money in the long run! Now that’s frugal!

Back to School with Target.  They have great deals on high-quality backpacks, reusable water bottles, washcloths, towels, bedding, clothes.  The best part of it all is you get a 5% discount with your REDcard – even on gift cards!  Now that’s frugal!

If you are in the market for new jeans, check out JC Penney’s Arizona brand.  They last very well and they have styles for most body shapes.  Although they are slightly pricey at $35 or so, they do run BOGO sales from time to time.  Now that’s frugal!

If you are having trouble finding Lays’ “Do Us A Flavor” chips, Target has them all!  Try them and vote!

If you are looking for a complete Turkish Tea set, again Amazon is your place.  You can get the two piece kettle set (bottom part is for boiling the water, top part for tea leaves and seeping with hot water), tea glasses and loose tea – all in one place – Amazon Prime shipping!

Remember when a pulsox was only available in hospitals, then only for hundreds of dollars or more?  Well now you can get one on Amazon for less than $20!  Now that’s frugal!

If you have a student in college, make sure to take care of their emotional needs as well.  Being away from home is difficult on them.  Support purchases at their local bookstore and social outings to fit in and to bring school stuff home as gifts.  Definitely make sure that you have those plane tickets (and shuttle tickets to the airport) taken care of timely.  If you have that recommended co-branded mileage credit card (with the bonus points in the beginning), you should have sufficient points for a few round trips if you plan it right.  Normally, a couple of weeks before the recommended 6 weeks prior for cash purchases works best.  You may want to check it out right away just so you can see the mileage prices.  They are NOT parallel with the cash purchases prices at all.  You may be able to squeeze an extra flight or two if you plan properly!  Now that’s frugal!

After one or two semesters, they will know what kind of clothes and accessories will work (other than school t-shirts).  This is the time to take them to the outlet stores for the best values.  The prices are normally less than half of department stores with better selections.  Most outlet malls have coupon books you can sign up for online for you go.  Places like The Gap, Banana Republic, Old Navy (and Old Navy Online), Payless Shoes, Rack Room Shoes, the Coach Store, Nike, Tommy Hilfiger, have great deals and nice coupons.  Don’t forget the old standbys of TJ Maxx, Marshalls, Ross’s and Bed Bath and Beyond.  You will save hundreds!  Now that’s frugal!

Continuing with your college students, check out Amazon for used textbooks as well as rental textbooks.  You will save so much money by doing this – you really will.  You will end up spending 15-25% of what you otherwise would!  Sometimes, the professors are even alright with an older version – which is even cheaper!  Have your student ask around!  Now that’s frugal!

When your college student needs medical attention, have them research the facilities on campus.  Most clinics are either free (actually paid for through fees each semester) or reduced for students, and will even take insurance cards for overages.  Some of the larger schools have pharmacies as well.  Now that’s frugal!

Brother 1034D 3 or 4 Thread Serger

Brother 1034D 3 or 4 thread serger.  This is a very reliable serger that you can use as your main serger or a second one for covered hems only.  Brother is one of the best names in sewing equipment.  It uses standard sewing machine needles and can sew up to 1300 spm.  It can also do ribbon lock and rolled hem stitches.  The two-year square trade protection plan is less than $20 and would add to the manufacturer warranty.  Definitely recommended.

If you need to replace (or add) a room air conditioner, consider a portable unit. It takes just minutes to put into a window area, without any of the big issues that come with window units. It is easy to install and un-install, it does not cause issues with the window structure, it is not unsightly from the street, and it works so so much better! The costs have really come down to where it is very close to a regular window unit. They are available at Lowe’s, Home Depot, Best Buy,, Wal*Mart, … The Idylis 10K one is recommended, for sure.  Since it is not exposed to the winter, it will have an extended life! Now that’s frugal!

Consider a second small refrigerator – maybe 14 to 16 cubic feet.  It will help you keep your groceries organized, purchase certain products when they are on sale, and it will be so fabulous around the holidays.  It will pay for itself very quickly, and be so convenient.  The Whirlpool 14 cu. ft. from Lowe’s is highly recommended.  Free deliver, installation, and haul away!  Now that’s frugal!

If you are looking for big and tall clothes, casual clothes for men or women, check this out:


Gift cards are also available.

If the summer heat is getting to you, try a nice oscillating fan on a stand to cool you down. It works surprisingly well:

If you are thinking about remodeling a ceiling or you need to cover up issues on your ceiling, this is your lucky day.  Check out Antique Ceilings’ store on Amazon.  They have page after page of options for PVC 24 inch by 24 inch ceiling tiles that look exactly like really fancy and expensive tin tiles.  They are very easy to work with.  You will receive the best results if you put instant grab glue near the edges and then use a staple gun to secure the tiles.  The results will look professional, and the cost is around $6 per tile!  Now that’s frugal!


If you suffer from mild TMJ, ask your dentist about OTC mouthguards.  Wal*Mart has some reasonably priced ones that are effective.  Now that’s frugal!

Red Robin’s email/text club: FREE burger during birthday month!  Now that’s frugal!

Check into your local half price site (probably through one of the TV stations or newspapers) for regular half price mostly restaurant deals.  Now that’s frugal!

Get your oil changed at one of your local shops.  As you develop a relationship with them, it will help if you need business sponsors for anything.  If a car repair issue comes up, they may just do it for you or guide you toward a cheaper solution.  Now that’s frugal!

If you are looking to remodel, do your research.  Go to Lowe’s and Home Depot.  Walk around.  Watch their videos.  Read the handouts.  Look at the displays.  Talk to the experts there.  See what is out there.  Watch youtube videos.  Go on forums.  You will find better and cheaper ways of doing things  You will find out about things you never knew existed.  You will find you can do more of these things than you realize.  Pick up your items and go for it; so many types of paints, trims, kits to work with cabinets…Make sure you get on the mailing lists for the big box stores to get very nice money saving coupons!  Call plumbers and electricians to do only what you cannot; do the rest yourself to save big!  Make sure you choose someone that will install the products you pick up in advance so you get exactly what you want and save more!  Make sure to check out the Habitat for Humanity Restore and thrift stores.  You will find items at pennies on the dollar!  Now that’s frugal!

Rack Room Shoes has majorly discounted prices on shoes, fantastic specials, rewards for certain money spent, and a text club.  Now that’s frugal!

If there are any outlet malls near you, check them out.  The deals are normally unbelievable compared with shopping mall prices.  You should expect half or less, plus the selection is greater since it is just that brand.  Banana Republic, Nike, Oneida, PayLess and Coach are very good examples.  Now that’s frugal!

If you live near a place like Branson or Las Vegas or a casino, consider going to a concert of a group from your youth.  Most of them are still rocking (as long as the relevant members have not passed away) and their music sounds like you remembered.  The tickets are less than the “popular” groups of today, and the memories are priceless.  You can always find a deal out there.  Now that’s frugal!

Consider using Orbitz when you book your travel.  Their site is very user friendly.  Their prices are about the same as the competitors, but you can normally get it cheaper.  You can almost always find a promo code online PLUS you will earn Orbucks that will come directly off the top!  Now that’s frugal!