Shop Matresses

Think Sam’s Club for great deals on mattresses:

Sam’s Club

Once you have your bed, make sure you stay warm in it with a Sunbeam electric blanket.  Since they run specials from time to time, you will have the check the prices to see which sizes are the best deal.  If you have a king size, sometimes it is better to get two twins.  It just depends on the prices at the time.  This will also allow you to turn down the thermostat on the furnace and save money on heating.  Now that’s frugal!

If you are in the market for a toaster oven, consider the Delonghi RO2058 Convection Toaster Oven:

It is also a convection oven and rotisserie.  There is plenty of room for a small frozen pizza or 6 -8 slices of toast (depends on the type of bread).  It is made by a very reliable Italian company and so reasonably priced.  However, do not bother with the puller – it is hard to use and to store.  Also, make sure not to pull the grate too far out.  All in all, a very qulaity product.  Highly recommended!

FRUGAL BONUS:

If you have a house or car loan, consider paying extra to whittle down your debt faster.  Just to give you an idea, for a $20,000 loan over 72 months, adding about $25 per month will shorten the loan period by 6 months.  An additional $50 will shorten it by 12 months.  It is a linear relationship, so calculating other numbers are fairly easy.  Of course, you pay much less in interest as well.  If you do not want to unnecessarily mix credit reports and accounts, a money order will take care of that potential quagmire.  Obviously, this works even better for a 360 month (30 year) house loan.  Be frugal – save interest!

Speaking of houses, start looking at your local home improvement stores for air conditioner covers for the winter.  This seems to be the time when they are on sale.  For less than $5 per outside unit, you can make sure each unit has a greater chance of keeping you cool next summer.  Great way to save money by extending your unit’s lifespan.  Now that’s frugal!

Continuing this thought, when is the last time you stained your deck?  Every 2-3 years is the recommendation.  This is a good time of year since the leaves have not quite started falling yet.  Your local home improvement store will help out again.  Make sure to get a good quality stain.  Normally, their own brands are made by a reputable company like Sherwin Williams.  If you need to replace a board or two, they can help you with that as well.  Make sure you pick up disposable gloves because it is so difficult to get that oil-based stain off of your hands.  So much less money than a new deck!  Now that’s frugal!

Are you, or should you be, in the market for a storm door?  You can easily pay thousands and still need to get it installed somehow.  Well, here is a money saving idea:  check with your local glass company.  You would be surprised how many of them have a very reasonably priced, glass storm door that they will order, deliver and properly install – all for around $300 or so!  At that price, you can replace all of your doors and save money on utilities as well!  Now that’s frugal!

Save money on your electric bill – consider buying CFL lights.  The prices have gone down enormously and the seem to last longer than they used to.  They now have “instant on” to eliminate that drawback.  They use such a small fraction of energy compared with regular light bulbs. Now that’s frugal!

If you have a fireplace/insert, make sure to check your grate so it is ready for the upcoming winter.  If it needs upgrading, consider getting the basket type that sits low to the ground.  It keeps the coals closer and you actually use less wood.  Now that’s frugal!

Are your smoke alarms in good shape?  Make sure you change the batteries every 6 months.  If they are 10 years old or older, it is time to replace the unites themselves.  If you shop around, you should be able to find ones that are under $10 each.

As you think of colder weather and search for that perfect Christmas gift, consider a Merino Wool Aran Sweater.  It is such a classic style that will always be fashionable.  It is great even in wet weather.  Just drip dry.  The best place for an authentic “Irish fisherman’s” sweater is shopirish.com.  It even ships in less than 2 weeks- all the way from Ireland.  Considering the years and years of use and classic looks, the price tag that is just north of $100 is a great value.  Now that’s frugal!

So, you are in the mood for a good soup – right?  You just have to check out Bear Creek soup mixes.  You basically boil 7 or 8 quarts of water, whisk in the mix, and simmer for 10 to 20 minutes.  It is long enough for it to become thick and delicious.  Some of them you need to add milk or tomato paste.  Normally, adding seafood, ground beef, chicken, turkey, make it even more filling.  There are so many varieties: chicken noodle, vegetable, tortilla, cheddar broccoli, potato, chili, gumbo, navy bean, clam chowder.  Your local supermarket should have these for around $3.  With the addition of bread, biscuits or crackers, you can feed 6-8 people.  Now that’s frugal!

How long has it been since you have been to Pizza Hut’s pizza and salad buffet?  With today’s restaurant prices, you can’t beat $5.99 per person.  Most of the time, you can even find a coupon in your local paper for $1 off.  Now that’s frugal!

Try Applebee’s 2 for $20 menu.  You can choose from 1 of 5 appetizers, and then 2 entrees from 7 choices – all for $20.  Perfect for date night.  Great food, great choices, great prices.  Now that’s frugal!

People who have hair, especially women, know how expensive hair care can be.  High quality shampoos, hair color, curlers, straighteners, hair dryers, brushes, can all eat you alive.  You can find the same quality items at hair salons if you go to Sally Beauty Supply for a fraction of the cost.  If you join their beauty club (only $5 per year), you receive special member pricing on non-sale items and discount coupons.  Now that’s frugal!