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Once you had recovered from the Holidays, it is time to concentrate on saving money!  Of course, if you have followed our great advice, you have been saving money even through the “expensive months!”

Consider using money orders to pay taxes, judgments, bill collector situations.  This might prevent a bad and unexpected situation in the future.

Make sure to pick up a Sunday newspaper from a large city.  The coupons alone will more than pay for the $2 cost.  Now that’s frugal!

Sign up for Walgreens Balance Rewards.  You will get exclusive deals each week and earn points for certain purchases.  Prescriptions always earn 500 points.  You can redeem the points for purchases of any kind at Walgreens.  Make sure not to earn points and attempt to redeem points in the same transaction.  Free money, basically.

For great deals on quality costume jewelry, watches, knives, handbags, and so much ore, go to  Normally, the prices are around 20% of retail, and they will send you emails regularly with virtual funds and specials.  An easy way to save money.  Now that’s frugal.

Since it is winter, make sure you have working jumper cables, a working air compressor, a few extra fuel cleaners.

If you have never tried Papa Murphy’s, you really should.  It is a make and take pizza place.  Of course, the prices are much less since they do not cook your pizza.  They make it for you and you bake it at home.  There is no compromise in taste.  Same taste, less money.  Now that’s frugal!

If you are a Christian, consider supporting the local Christian radio station.  They are normally supported entirely by listeners – businesses and listeners.  Try to convince others to do so as well.

If you are looking for inexpensive life insurance, check out American National.  They have some really thrifty term policies that can be converted into whole life policies.  Some levels do not require any type exam or testing.  Check it out!